Service Details
Mitek offers identity capture and verification capabilities through its Mitek Verified Identity Platfrom (MiVIP) to detect identity fraud and verify customers quickly and accurately.
MiVIP offers comprehensive capabilities, including document capture, document classification, data extraction, document authentication, liveness detection, forensic experts, database checks, PEPs and sanctions, geolocation, biometric face and voice comparison, payment card validation, POA, Open Banking, and live video interviews. MiVIP operates a low-code/no-code configuration layer engineered to minimize developer overhead. Clients can orchestrate customized KYC journeys and leverage a number of critical IDV signals through a single platform to build risk-based approaches to meet granular customer product or regulatory requirements. MiVIP provides comprehensive orchestration across multiple verification signals to provide the clearest picture of who is requesting access to your services. Orchestration settings are customizable and allow the enterprise to choose from a range of data sources and verification signals. MiVIP also provides an intuitive end-user experience that ensures the
General Information: Website
Point of Contact: Ryan Ganji
Testimonials
Role(s)
Capability(ies)
Client Identity Verification Methods
Audiences
Sectors and Use Cases
Adoption Communities
Jurisdiction(s)
Operational Language(s)
Other: all latin characters
Technical Support Language(s)
Other: Spanish
Platform(s) Availability
Cost Model
Service Design Principles
Service Design Principles
Service Design Tools & Auditability
Design Tools
Protocols Supported
Image Standards Supported
Process Standards Considered
Other: ISO 30107-3, PCI-DSS
Accreditations and Certifications
Other: UK-DICS
Pan-Canadian Trust Framework (PCTF)
Jurisdictional Privacy Law Compliance
Client Identity Verification Methods
Government-Issued Photo Identification Method
Validation Letter
No file uploadedOur service captures and returns to the relying party the following data points from the government-issued photo identification: person's name, the date on which the person's identity was verified, type of document used (e.g., driver's licence, passport), unique identifying number of the document used, address (if available), jurisdiction (province or state) and country of issue of the document, expiry date of the document, if available (if this information appears on the document or card, it must be recorded).)
In addition to Canadian passports and driver’s licenses issued by provinces, territories and the Canadian Department of Defence, our service supports the following documents. (Note: Canadian citizenship card and the laminated certificate Indian Status card not listed due to limited applicability and security features.)
Our service verifies documents that are authentic, valid, and current.
Globally, our service can assess Passports from the following number of countries or regions.
264
Globally, our service can assess National Identity cards from the following number of countries or regions.
148
Globally, our service can assess Driver's Licenses in the following number of countries or regions. If a jurisdiction has more than 1 version of the same Driver's License, that jurisdiction is counted only once.
125
Globally, our service can assess the following number of identification records.
Our service compares the following known characteristics of the government-issued photo identification document against the following to satisfy that it is an authentic document issued by the competent authority (federal, provincial, or territorial government).
Our service compares the following security features of the government-issued photo identification document against the following to satisfy that it is an authentic document issued by the competent authority (federal, provincial, or territorial government).
Other: Image color correctness and rendering methods
Our service compares the following maker features of the government-issued photo identification document against the following markers to satisfy that it is an authentic document issued by the competent authority (federal, provincial, or territorial government).
Other: Not as a measure of authenticity specifically, but the solution does use markers to properly identify documents.
Our service compares the machine-readable contents of the MRZ/barcode with the font of the OCR-extracted data and highlights mismatches.
Our service performs issuer database lookups for international (non-Canadian) verification purposes.
Our service can be configured to allow the following regarding capturing government-issued photo identification document(s).
Our service reads the machine-readable portion of the photo identification documents as applicable.
Our service confirms the document's expiry date is not before the date of the validation session (as required in Canadian Anti-Money Laundering regulations).
Our service tests the algorithm (if applicable) for the unique identifiers against the ones used by the identification document provider (e.g., the last six number of a driver's license matches the DOB of the individual being verified.)
Our service's ability to read machine-readable passports' facial biometric (ICAO 9303) NFC chip is as follows.
Our service verifies that a chipped identity document has been authenticated (e.g., Country signer, Active Authentication).
For international verification, our service supports or is investigating mobile driver's license connectivity.
An independent 3rd-party evaluated the performance of our service's face recognition algorithm in a one-to-one matching scenario using NIST (National Institute of Standards and Technology) FRVT 1:1 (Face Recognition Vendor Test) or the most recent NIST Face Technology Evaluations - FRTE/FATE.
Our service performs a 'selfie' liveness check.
Our service’s liveness check is:
Our service’s liveness check captures the person's image via:
Our service’s liveness detection or genuine presence is verified by:
The identification information our service verifies is ultimately stored:
Information stays within Canada for the entire session for Canadian government-issued photo identification (i.e., in transit not related to storage).
Our service uses an identity verification network that encrypts all information in a mobile application in transit.
Our service uses an identity verification network that stores information with the following selections.
Our service uses an identity verification network that delivers services via the following.
Dual Source Method
Validation Letter
No file uploadedOur service is connected to the following Reliable Source(s).
Globally, our service can assess Passports from the following number of countries or regions.
264
Globally, our service can assess National Identity cards from the following number of countries or regions.
148
Globally, our service can assess Driver's Licenses in the following number of countries or regions. If a jurisdiction has more than 1 version of the same Driver's License, that jurisdiction is counted only once.
125
Globally, our service can assess the following number of identification records.
Globally, the following number of validated records are accessible in your library.
Our service uses the following Reliable Source(s) as evidence to verify the name and address or name and DOB of the individual whose identity is being verified.
Our service, your agent, nor the individual being verified is a Reliable Source from which you draw information.
Our service uses the following capabilities to confirm the individual has a deposit account, credit card, or other loans with a financial institution.
The capability(ies) our service uses, referenced in the previous question, can query the following number of Canadian financial institutions.
Our service uses a Canadian Credit Bureau as one of the Reliable Sources used to satisfy the Dual Process Method requirements, our service confirms the extracted data from the credit file has existed for at least six (6) months.
When our service uses a Canadian Credit Bureau as one of the Reliable Sources used to satisfy the Dual Process Method requirements, the Credit Bureau acts as an aggregator.
The Canadian Credit Bureau provides our service with two (2) independent tradelines originating from different sources that are not our own, where each tradeline confirms one of the two categories of information required to verify the individual's identity under the Dual Process Method.
An explanation of why each Reliable Source your service is connected with is considered well-known and reputable is provided below.
AAMVA, Experian, Equifax, Adverse Media, PEPs, Sanctions. We are happy to discuss and prioritise implementation of other data sources.