Service Details
Mobile Operator data signals used for identity, and fraud reduction
EnStream is a joint venture of Canada’s leading mobile telecom companies – Bell Mobility, Rogers Communications and TELUS Communications, and provides identity verification and authentication services for 3rd party applications. Our services help protect consumers and business against identity theft and account takeover using real-time mobile network and account information covering over 90% of Canadians, including name, address, DOB, and account type and status. Enhanced services include analytics for name and address matching, mobile device authentication and mobile location services. EnStream services are used today by a wide variety of customers and applications with end-user consent, including: • Banking and Financial Services – As an independent data source for AML compliance, and device and contact number verification • Retail and Payments – Instant credit card issuance and account opening • Lotteries and Gaming – Location verification for service delivery
General Information: Website
Point of Contact: Jim Brown
Role(s)
Capability(ies)
Client Identity Verification Methods
Audiences
Sectors and Use Cases
Other: Crypto, Gaming
Adoption Communities
Jurisdiction(s)
Other: Where required EnStream can support large enterprises with international coverage.
Operational Language(s)
Technical Support Language(s)
Platform(s) Availability
Cost Model
Other: Enterprise/Transaction based subscription models available
Service Design Principles
Service Design Principles
Service Design Tools & Auditability
Design Tools
Protocols Supported
Image Standards Supported
Process Standards Considered
Accreditations and Certifications
Pan-Canadian Trust Framework (PCTF)
Jurisdictional Privacy Law Compliance
Client Identity Verification Methods
Dual Source Method
Validation Letter
No file uploadedOur service is connected to the following Reliable Source(s).
Globally, our service can assess Passports from the following number of countries or regions.
Globally, our service can assess National Identity cards from the following number of countries or regions.
Globally, our service can assess Driver's Licenses in the following number of countries or regions. If a jurisdiction has more than 1 version of the same Driver's License, that jurisdiction is counted only once.
Globally, our service can assess the following number of identification records.
Globally, the following number of validated records are accessible in your library.
Our service uses the following Reliable Source(s) as evidence to verify the name and address or name and DOB of the individual whose identity is being verified.
Our service, your agent, nor the individual being verified is a Reliable Source from which you draw information.
Our service uses the following capabilities to confirm the individual has a deposit account, credit card, or other loans with a financial institution.
Other: n/a
The capability(ies) our service uses, referenced in the previous question, can query the following number of Canadian financial institutions.
Our service uses a Canadian Credit Bureau as one of the Reliable Sources used to satisfy the Dual Process Method requirements, our service confirms the extracted data from the credit file has existed for at least six (6) months.
When our service uses a Canadian Credit Bureau as one of the Reliable Sources used to satisfy the Dual Process Method requirements, the Credit Bureau acts as an aggregator.
The Canadian Credit Bureau provides our service with two (2) independent tradelines originating from different sources that are not our own, where each tradeline confirms one of the two categories of information required to verify the individual's identity under the Dual Process Method.
An explanation of why each Reliable Source your service is connected with is considered well-known and reputable is provided below.
EnStream has direct connections with Bell, Rogers and TELUS providing up to date account information of customers, which therefore qualifies as FINTRAC dual source information (utility information)